> For the complete documentation index, see [llms.txt](https://docs.whales.market/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.whales.market/pre-market/cross-chain-settlement/buyer-settlement-flow.md).

# Buyer Settlement Flow

Before settlement

* The buyer has deposited collateral on the Listing Chain.
* The buyer holds the required payment token on the Listing Chain.
* Collateral serves only as a participation guarantee and is not part of the payment.

### Buyer Settlement

**Step 1:** When the buyer clicks **Claim**, the system verifies the network and balance.

<figure><img src="/files/B3LouQ8OLgklqhrA0dSu" alt=""><figcaption></figcaption></figure>

**Step 2:** The buyer signs the payment transaction, and payment is transferred to the seller on the **Listing Chain**.

<figure><img src="/files/UiwX9tjhKyyw0VQenzT7" alt="" width="473"><figcaption></figcaption></figure>

**Step 3**: The buyer must manually click the **Bridge button** to move the received assets from the Listing Chain back to the TGE Chain.

> **Note: Assets do not bridge automatically; the buyer must initiate this cross-chain action to receive native tokens.**

### After Settlement

* The buyer receives the native assets on the TGE Chain after the bridge process completes.
* The seller receives the payment on the Listing Chain.
* The trade is finalized once all cross-chain confirmations are secured via LayerZero.

***

### FAQs

<details>

<summary>When does a seller need to bridge tokens during settlement?</summary>

A bridge step is required if the system detects an insufficient balance of wrapped tokens on the Listing Chain to fulfill the specific order amount.

</details>

<details>

<summary>What actions must a seller take on the TGE Chain to initiate bridging?</summary>

The seller must switch their network to the TGE Chain, then approve and sign the bridge transaction as displayed in the interface.

</details>

<details>

<summary>How long does the bridging process typically take?</summary>

The bridge process may take several minutes, as it depends on the current network conditions of the LayerZero protocol.

</details>

<details>

<summary>What happens to the seller's original tokens after bridging?</summary>

The original tokens are locked in a smart contract on the TGE Chain; they remain owned by the seller but cannot be reused or withdrawn once the bridge is confirmed.

</details>

<details>

<summary>How is the settlement finalized after bridging is complete?</summary>

Once sufficient wrapped balance exists, the seller clicks "Settle" and signs the transaction to release the payment and update the order status to "Settled".

</details>


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